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Fraud

2009.10.13
Can I say how happy and grateful I am at the hsbc fraud department that has called me up a few days ago to tell me they suspected a fraud going on with a debit card, online; there were 4 transactions attempted to be done with my details, Sainsbury's for £220, declined, Camo, never heard of it, for £250 something, a third store I don't remember the name of for a similar £200 amount, both declined, and Tesco's for £225.70, which went through (greedy bastards, not checking on the card holder's name and address!)
This was Tesco's in Yeading. The transactions were made either by phone or online.

The bank were very good to call me to let me know, and blocking it as they suspected fraud. Now, I do hope it is nobody I know that has gone to do a bit of shopping in my name in this horrible Tesco's, or I will get in trouble! (would any of my friends dare shopping in such horrible store? No! Tesco's sucks!)

It is really good to feel protected, even though it will take a while to get it all sorted, I expect.

8 Comments
snapshoot Thanks for sharing
snapshoot · 2009-10-13: 09:58
ClaudePechabaden Ohaaah, it's not me that is sharing! Hopefully, it's Tesco's, or Tesco's insurance, or the unscrupulous person, or the bank's insurance, whoever. Me, I am tight as hell, I am not sharing.
ClaudePechabaden · 2009-10-13: 10:24
stormfish lol... thanks for NOT sharing! ;-)

btw, this is standard procedure. the problem hidden behind all this is that the money that credit card issuers make with these cards (the obnoxious 2-3% of transactions surcharge) has to cover for all the fraud that is going on MASSIVELY in their systems. so much for you being "protected" by them... it's all just a matter of who is paying for what.
stormfish · 2009-10-13: 11:30
terryl Umm, actually I use Tescos, because they're the closest. But it wasn't me, I'm having my own battle with someone using my MasterCard to buy a marine GPS system for about 1000 dollars somewhere in the Pacific North-west of the US or Canada. The name on the transaction (they set me a copy) isn't mine - so how come they didn't check? The billed ammount is actually in pounds and, assuming it was a mail order or on-line order, how come they didn't check the delivery address? I'm wondering if I should just go back to cash only.
terryl · 2009-10-13: 11:50
ClaudePechabaden Cash only is good! And Fish's explanation is good to have too. Thanks.
(though how to do cash-only on the internet?)
Do you think it's the main gps company that was maybe dodgy, Terry?
ClaudePechabaden · 2009-10-14: 02:34
kimkadabra You didn't allow comments on yesterdays blog but i'm going to cheat. Love the shadow Photo. I can see many different things in it from shadow puppets to murder mystery films! Brilliant!
kimkadabra · 2009-10-14: 16:34
ClaudePechabaden Cheating away is goood!!!! A bientot xx
ClaudePechabaden · 2009-10-14: 17:10
Emma Arses - that's crap Claude and double arses it was at Tesco ;)

Glad to hear the bank were onto it quickly though and stopped your card.
Emma · 2009-10-18: 13:42
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